Rustam Niraula — Senior Backend Software Developer
Six years on the backend of a commercial smart home platform. Before that, fintech: mobile banking, wallets and payment systems. I work on infrastructure migration, observability, and payments, and the seam between software and data engineering.
(3)
Six years — the largest system I have worked on
SKYX's plug-and-play smart ceiling platform — the backend, the infrastructure it runs on, and the instrumentation that makes a fault findable in it.
CloudFormation → Terraform · logging, tracing, APM · voice integrations across three platforms · full rewrite in Go · Matter in progress
Built when the central bank took on RTGS in 2019
Middleware for Nepal Rastra Bank's real-time gross settlement system.
ISO 20022 carried into an IBM i (AS/400) core that predates the standard by decades · live since 2019
Central banking
Java developer
Internal system
Top 5 ICT Best Product, 2019
A white-label mobile banking platform that reaches each institution's core banking over a reverse tunnelling connection.
ISO 8583 interbank · third-party APIs for payments, wallets and utilities · a separate branded app per institution · 100+ institutions and 100,000+ users as of 2020
(2)
SKYX Platforms (Waft Technology Pvt. Ltd.)
Mar 2020 – Present · Kathmandu
I have spent six years as the backend and infrastructure owner on SKYX's platform: moving the estate off CloudFormation and onto Terraform, putting logging, tracing and APM in place so faults were findable, adding the voice-platform integrations, then planning and delivering a rewrite of the whole system in Go.
Three Monks Pvt. Ltd.
Nov 2016 – Mar 2020 · Kathmandu
Banking systems on Spring Boot and Hibernate, then a white-label mobile banking platform for co-operatives, microfinance institutions and banks, and middleware for Nepal Rastra Bank's real-time settlement system. ISO 8583 and ISO 20022, and a great deal of work against an IBM i core I did not write.
(9)
2026
Systems12 minPython
Systems6 min
ML15 minR
Algorithms11 min
Getting a service estate into a shape you can operate — infrastructure as code, service decomposition, and rewrites that finish rather than stall.
Making faults findable. Structured logs, distributed tracing, APM, and the dashboards that answer 'why did this break' before a customer tells you.
Financial messaging and the integrations nobody wants to touch — ISO 8583, ISO 20022, and mainframes that predate most of the team.
The general trade: APIs, service design, and delivery pipelines that deploy themselves.
Coventry University, England · Softwarica College of IT & E-Commerce, Nepal
2026 – 2028
Tribhuvan University, Nepal · Texas International College, Nepal
2024
06Contact
What the system does now, what it does that you wish it did not, and when you need it different. A rough note is fine.